At this level, the ultra-affluent don’t rely on retail investing advice . They operate within a different financial tier. This one has exclusive opportunities, tax advantages, and entity structures  that shape how wealth is grown and preserved across generations. The First Shift: Access Changes Everything Most investors are limited to the usual menu of 401(k)s, IRAs, ETFs, and the occasional rental property. But high-earning women who surpass the $500K mark step into an entir

For ambitious women building businesses and wealth, there comes a point when simply “maxing out a 401(k)” isn’t enough. The income grows, the tax bill grows with it, and suddenly you realize the system rewards those who play the game strategically . One of the most elegant and underutilized tools in that playbook? Pairing a 401(k) profit sharing plan  with a cash balance plan . This isn’t just retirement planning — it’s a strategic wealth-building lever  designed for founders

High-net-worth individuals don’t rely on chance. They actively design their tax strategies. So should you.